These non-equity based solar loans are intended for customers seeking financing for renewable energy projects, such as solar, energy efficiency upgrades, small wind and geothermal systems where credits, rebates and/or incentives are available. Qualifying renewable energy projects may be paired with other general home improvements, including roofing, window, energy efficiency solutions, garages and much more.

Benefits of The Solar StepDown Loan:

  • No equity or appraisal required1
  • No prepayment penalties
  • Flexible loan terms
  • Fixed rates
  • Interest and HUD insurance fees may be tax deductible (consult your tax advisor)
  • No seasoning requirements2
  • Borrowers looking for renewable energy products may apply any tax credits and/or local incentives to request a one-time re-amortization within the first 24 months of the funding date of the loan to lower, or ‘step down,’ monthly payments, provided certain requirements are met3
  • Access to a team of renewable energy financing experts

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Qualifying Solar StepDown customers now have an option to borrow up-to an additional $15,000 through our exclusive unsecured “SolarPlus Loan”.* This innovative program gives homeowners the ability to borrow up to $40,000 for a single set of residential renewable energy solutions!

Benefits of The SolarPlus Loan:
The SolarPlus, the Bank’s flagship renewable energy loan, allows homeowners to combine an unsecured, same-as-cash loan for 30% of their system’s value, with a term loan for the remaining amount of the system value, keeping payments very low from day 1.

  • Larger combined loan amount
  • Unsecured, same-as-cash loan is matched to 30% of system value – no interest, no payments are due on this portion for the first 18 months from the date of funding**
  • Secured FHA Title I loan covers remainder of the system financing – flexible loan terms are available for multiple monthly payment options
  • No pre-payment penalties

Click Here to Apply!

Are you seeking financing for home improvement projects as well? Learn more about Admirals Bank’s Home Improvement Loans

asy, Fast, Paperless

Customers can apply Online, by Phone, or through our Mobile Application.


Get Paid within 48 hours.

FINANCING PLANS for All Customers
Whether your customer wants to pay using a same-as-cash payment plan or has a fixed monthly budget, we offer flexible consumer financing options to meet various needs.
No Interest No Payments
Improves Your Cash Flow

You don’t have to wait until the job is finished before getting paid: take down payments with no money out of your customers’ pockets.
Staged Finance
Say Yes More Often

With our wide range of bank partnerships, we help you say “Yes” to more of your customers.

Highest Approval Rates
up to $55,000

With up to $55,000 in same-day financing, we offer fast approvals for customers across the financial spectrum.

Credit Limits up to 55K

Apply Now!